Kiwi Klick Credit Card Review 2025: Get Upto 5% Cashback + Lounge Access via UPI!
Looking for a modern credit card that gives you cashback on everyday UPI payments? Meet the Kiwi Klick Credit Card – a revolutionary UPI-linked credit card offering instant cashback, milestone rewards, and even airport lounge access.
Whether you're a salaried professional or a smart spender, this card could be the perfect fit.
✨ Key Benefits of Kiwi Klick Credit Card
🔹 2% Cashback on Scan & Pay (UPI QR Code)
🔹 0.5% Cashback on all online payments (excluding rent, fuel, wallet load, etc.)
🔹 Milestone Rewards: Get up to 5% cashback by reaching spending milestones
🔹 Instant Redemption: Cashback is credited as Kiwis, which can be instantly transferred to your bank account
🔹 Airport Lounge Access: Earn 3 free entries per year when you spend:
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₹50,000 – 1st lounge access
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₹1,00,000 – 2nd access
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₹1,50,000 – 3rd access
💳 How Kiwi Credit Card Works
Unlike traditional credit cards, Kiwi integrates directly with UPI. Once approved, your credit card is linked with UPI and can be used for all your UPI QR payments – just like your bank account, but with rewards!
🧠 That means: Scan & Pay at kirana stores, restaurants, petrol pumps, etc., and get 2% cashback!
✅ Eligibility Criteria
| Requirement | Details |
|---|---|
| Age | 25 to 60 years |
| Occupation | Salaried only |
| CIBIL Score | 720+ |
| Minimum Income | ₹1.8 Lakhs per year (₹15,000/month) |
📄 Documents Required
Keep these documents handy before applying:
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PAN Card
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ID Proof (Aadhaar, Voter ID, etc.)
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3 Months Bank Statement (latest)
📲 How to Apply for the Kiwi Credit Card
The application process is 100% digital and takes just a few minutes.
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Click the Link Below to start your application
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You’ll be redirected to the Kiwi App on Google Play Store
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Download and install the app
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Fill in your basic details and do Aadhaar authentication
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Complete Video KYC (VKYC)
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Once approved, activate your credit card
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Link it with UPI directly inside the app
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